.hero{
  padding: 54px 0 22px;
  background: radial-gradient(1200px 520px at 10% 10%, rgba(14,165,233,.18), transparent 60%),
              radial-gradient(900px 420px at 95% 15%, rgba(11,18,32,.10), transparent 55%);
}
.hero .wrap{
  display:grid;
  grid-template-columns: 1.35fr .65fr;
  gap: 22px;
  align-items: start;
}
.hero .panel{
  background: rgba(255,255,255,.74);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  padding: 18px;
  box-shadow: var(--shadow-sm);
}
.hero .actions{ display:flex; gap: 12px; flex-wrap: wrap; margin-top: 14px; }
.hero .badges{ margin-top: 16px; display:flex; gap: 10px; flex-wrap: wrap; }

.features-grid{
  display:grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}
.feature{
  display:flex; gap: 12px; align-items:flex-start;
}
.feature .ic{
  width: 40px; height: 40px;
  border-radius: 14px;
  background: rgba(14,165,233,.12);
  display:grid;
  place-items:center;
  color: var(--brand);
}
.feature .ic svg{ width: 22px; height: 22px; }

.cards{
  display:grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}
.service-card{
  display:grid;
  gap: 10px;
}
.service-card .top{
  display:flex;
  align-items:center;
  justify-content: space-between;
  gap: 12px;
}
.service-card .icon{
  width: 44px; height: 44px;
  border-radius: 16px;
  background: rgba(11,18,32,.06);
  color: var(--brand-2);
  display:grid;
  place-items:center;
}
.service-card .icon svg{ width: 22px; height: 22px; }

.steps{
  display:grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}
.step{
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  padding: 16px;
}
.step .n{
  width: 34px; height: 34px;
  border-radius: 14px;
  background: rgba(14,165,233,.16);
  color: var(--brand-2);
  display:grid; place-items:center;
  font-weight: 900;
  margin-bottom: 10px;
}

.two-col{
  display:grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 18px;
  align-items: start;
}

@media (max-width: 980px){
  .hero .wrap{ grid-template-columns: 1fr; }
  .features-grid{ grid-template-columns: 1fr 1fr; }
  .cards{ grid-template-columns: 1fr 1fr; }
  .steps{ grid-template-columns: 1fr 1fr; }
  .two-col{ grid-template-columns: 1fr; }
}
@media (max-width: 520px){
  .features-grid, .cards, .steps{ grid-template-columns: 1fr; }
}